🌍 ClimateRiskCheck

Natural Disaster Risk Lookup

Check flood, earthquake, wildfire, and tornado risk for any US city, ZIP code, or county. Free. No account needed.

Try: Austin TX · 90210 · Miami

US National Live Conditions

Natural Disaster Risk Map

Low (<5) Moderate (5–6) High (6–8) Very High (8+)
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Click any state to explore county & city risk scores

Browse by State

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

How Natural Disaster Risk is Calculated

ClimateRiskCheck uses data from the FEMA National Risk Index (NRI), a comprehensive dataset that scores every US county across 18 natural hazard types including flood, earthquake, wildfire, tornado, hurricane, hail, extreme heat, and more. Scores are normalized to a 1–10 scale (10 = highest risk) for easy comparison across locations.

ZIP code and city scores are derived from their parent county FEMA data. The overall score is the average of all 18 hazard scores. Always verify important decisions with your local emergency management office and a licensed insurance provider.

What the Scores Mean

8–10 (Very High): Significantly elevated risk — multiple serious hazards. 6–8 (High): Above-average risk — review your insurance. 4–6 (Moderate): Average US risk level. 2–4 (Low): Below-average risk. 1–2 (Very Low): Among the safest areas in the US.