🌍 ClimateRiskCheck

Natural Disaster Risk in Billingsley

Alabama

5.9out of 10
Moderate Risk

Risk Summary for Billingsley

Billingsley scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Lightning Hurricane

All 18 Hazard Scores

Extreme Heat
8.8
Lightning
8.4
Hurricane
8.1
Tornado
7.7
Landslide
7.7
Earthquake
7.2
Strong Wind
5.8
Tsunami
5.4
Wildfire
5.2
Drought
5.2
Ice Storm
5.2
Hail
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
3.7
Winter Weather
2.0
Riverine Flooding
1.0

How it compares

Billingsley
5.9
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Billingsley, Alabama

Billingsley, in Autauga County, is a small community of about 2,060 situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Billingsley residents and property owners must navigate.

Billingsley's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include lightning and hurricane.

Within Alabama, Billingsley's risk is, near the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Autauga County identifies heat as the foremost hazard, followed by lightning and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Billingsley's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Billingsley: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Billingsley

These city-level factors differentiate Billingsley from other communities in Autauga County and provide geographic context for its hazard exposure.

Population

2,060

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

32.6383Β° N, 86.7253Β° W

Autauga County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Billingsley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Billingsley

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.