🌍 ClimateRiskCheck

Natural Disaster Risk in Carrollton

Alabama

5.8out of 10
Moderate Risk

Risk Summary for Carrollton

Carrollton scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Earthquake Hurricane

All 18 Hazard Scores

Extreme Heat
8.2
Earthquake
8.1
Tornado
7.9
Hurricane
7.9
Lightning
7.8
Landslide
7.2
Ice Storm
5.5
Strong Wind
5.4
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Drought
5.0
Coastal Flooding
4.9
Cold Wave
4.8
Avalanche
4.5
Wildfire
3.7
Winter Weather
2.2
Riverine Flooding
1.0

How it compares

Carrollton
5.8
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Carrollton, Alabama

Carrollton is a town of roughly 3,309 residents in Pickens County, in the interior eastern United States. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Carrollton.

According to FEMA's National Risk Index, Carrollton carries an overall risk score of 5.8/10, placing it in the moderate category. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. The area also faces notable exposure to earthquake and hurricane.

Carrollton's risk score, near the 6.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Pickens County, the highest-scoring are heat, earthquake, and hurricane. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Carrollton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Carrollton: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Carrollton

These city-level factors differentiate Carrollton from other communities in Pickens County and provide geographic context for its hazard exposure.

Population

3,309

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

33.2570Β° N, 88.1572Β° W

Pickens County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Carrollton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Carrollton

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.