🌍 ClimateRiskCheck

Natural Disaster Risk in Courtland

Alabama

6.1out of 10
High Risk

Risk Summary for Courtland

Courtland scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Lightning Earthquake

All 18 Hazard Scores

Tornado
9.2
Lightning
8.6
Earthquake
8.5
Extreme Heat
8.4
Cold Wave
8.2
Drought
7.6
Hurricane
7.5
Strong Wind
7.4
Ice Storm
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.1
Hail
3.5
Winter Weather
3.3
Landslide
2.7
Riverine Flooding
1.0

How it compares

Courtland
6.1
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Courtland, Alabama

Located in the interior eastern United States in Lawrence County, Courtland is a small community of about 1,896. The humid subtropical climate that characterizes this part of Alabama β€” marked by hot, humid summers and mild winters typical of the Deep South β€” directly influences the types and severity of natural hazards present, making Courtland a community where hazard awareness has real practical value.

Courtland's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. Secondary hazards include lightning and earthquake.

Relative to other U.S. communities, Courtland's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.0/10 state average. The hazard distribution here is led by tornado and lightning, as measured by FEMA across Lawrence County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Courtland residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Courtland: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Courtland

These city-level factors differentiate Courtland from other communities in Lawrence County and provide geographic context for its hazard exposure.

Population

1,896

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

34.6433Β° N, 87.3055Β° W

Lawrence County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Courtland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Courtland

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.