🌍 ClimateRiskCheck

Natural Disaster Risk in Crossville

Alabama

7.4out of 10
High Risk

Risk Summary for Crossville

Crossville scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Cold Wave

All 18 Hazard Scores

Strong Wind
9.2
Tornado
9.0
Drought
8.9
Landslide
8.9
Cold Wave
8.9
Earthquake
8.7
Hurricane
8.0
Winter Weather
8.0
Wildfire
7.7
Lightning
7.7
Ice Storm
7.1
Extreme Heat
6.9
Hail
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Crossville
7.4
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Crossville, Alabama

Crossville is a town of roughly 8,666 residents in DeKalb County, in the interior eastern United States. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Crossville.

According to FEMA's National Risk Index, Crossville carries an overall risk score of 7.4/10, placing it in the high category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to tornado and cold wave.

Crossville's risk score, slightly above the 6.0/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for DeKalb County, the highest-scoring are wind, tornado, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Crossville residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Crossville: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Crossville

These city-level factors differentiate Crossville from other communities in DeKalb County and provide geographic context for its hazard exposure.

Population

8,666

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

34.2992Β° N, 86.0379Β° W

DeKalb County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Crossville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Crossville

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.