Natural Disaster Risk in Dauphin Island
Alabama
Risk Summary for Dauphin Island
Dauphin Island scores 8.3/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
High-risk area — review your coverage carefully
Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Dauphin Island, Alabama
Dauphin Island is a small community of about 1,852 in Mobile County, in the Deep South. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Dauphin Island.
According to FEMA's National Risk Index, Dauphin Island carries an overall risk score of 8.3/10, placing it in the very high category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to coastal flood and lightning.
Dauphin Island's risk score, considerably above the 6.0/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Mobile County, the highest-scoring are hurricane, coastal flood, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
The very high risk environment in Dauphin Island warrants proactive steps beyond standard preparedness. Review property insurance annually to ensure it covers the area's primary hazards, including hurricane. Establish a household emergency plan and keep supplies stocked, as the region's risk profile may require rapid response.
What this means for Dauphin Island: Hurricane preparedness
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
Local Factors for Dauphin Island
These city-level factors differentiate Dauphin Island from other communities in Mobile County and provide geographic context for its hazard exposure.
Population
1,852
Small TownGeographic Zone
Gulf Coast
Hurricane, surge & flood risk
Climate Band
Warm Subtropical
Latitude 30.3°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 9.4/10
Coordinates
30.2525° N, 88.1438° W
Mobile County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Dauphin Island
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Dauphin Island
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.