Natural Disaster Risk in Frisco City
Alabama
Risk Summary for Frisco City
Frisco City scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Frisco City, Alabama
Located in the Deep South in Monroe County, Frisco City is a town of roughly 5,146 residents. The humid subtropical climate that characterizes this part of Alabama β marked by hot, humid summers and mild winters typical of the Deep South β directly influences the types and severity of natural hazards present, making Frisco City a community where hazard awareness has real practical value.
FEMA rates Frisco City's composite natural disaster risk at 5.7 out of 10 β moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. Residents should also account for coastal flood and lightning risk in their preparedness planning.
Relative to other U.S. communities, Frisco City's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.0/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Monroe County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Frisco City's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.
What this means for Frisco City: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Frisco City
These city-level factors differentiate Frisco City from other communities in Monroe County and provide geographic context for its hazard exposure.
Population
5,146
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Warm Subtropical
Latitude 31.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.9/10
Coordinates
31.4440Β° N, 87.4498Β° W
Monroe County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Frisco City
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Frisco City
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.