🌍 ClimateRiskCheck

Natural Disaster Risk in Gallion

Alabama

5.9out of 10
Moderate Risk

Risk Summary for Gallion

Gallion scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Strong Wind Tornado

All 18 Hazard Scores

Hurricane
8.5
Strong Wind
8.5
Tornado
8.2
Earthquake
7.7
Extreme Heat
7.5
Lightning
7.4
Drought
5.9
Tsunami
5.4
Landslide
5.3
Cold Wave
5.2
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Wildfire
4.6
Avalanche
4.5
Hail
4.1
Winter Weather
1.9
Riverine Flooding
1.0

How it compares

Gallion
5.9
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gallion, Alabama

Gallion, in Marengo County, is a town of roughly 2,656 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Gallion residents and property owners must navigate.

According to FEMA's National Risk Index, Gallion carries an overall risk score of 5.9/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to wind and tornado.

Within Alabama, Gallion's risk is, near the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Marengo County identifies hurricane as the foremost hazard, followed by wind and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Gallion's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Gallion: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Gallion

These city-level factors differentiate Gallion from other communities in Marengo County and provide geographic context for its hazard exposure.

Population

2,656

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

32.4584Β° N, 87.7421Β° W

Marengo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gallion

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Gallion

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.