🌍 ClimateRiskCheck

Natural Disaster Risk in Gilbertown

Alabama

5.8out of 10
Moderate Risk

Risk Summary for Gilbertown

Gilbertown scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Landslide

All 18 Hazard Scores

Hurricane
9.3
Tornado
8.1
Landslide
7.7
Earthquake
7.5
Cold Wave
6.6
Lightning
6.0
Ice Storm
5.9
Wildfire
5.8
Tsunami
5.4
Hail
5.3
Extreme Heat
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.0
Strong Wind
3.9
Winter Weather
3.3
Riverine Flooding
1.0

How it compares

Gilbertown
5.8
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gilbertown, Alabama

Gilbertown, in Choctaw County, is a small community of about 1,795 situated in the Deep South. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Gilbertown residents and property owners must navigate.

Gilbertown's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include tornado and landslide.

Within Alabama, Gilbertown's risk is, near the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Choctaw County identifies hurricane as the foremost hazard, followed by tornado and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Gilbertown residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Gilbertown: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Gilbertown

These city-level factors differentiate Gilbertown from other communities in Choctaw County and provide geographic context for its hazard exposure.

Population

1,795

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

31.8982Β° N, 88.3081Β° W

Choctaw County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gilbertown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gilbertown

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.