🌍 ClimateRiskCheck

Natural Disaster Risk in Hurtsboro

Alabama

5.6out of 10
Moderate Risk

Risk Summary for Hurtsboro

Hurtsboro scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Extreme Heat

All 18 Hazard Scores

Lightning
8.6
Hurricane
8.3
Extreme Heat
8.0
Drought
7.9
Landslide
7.4
Tornado
6.4
Wildfire
6.1
Earthquake
5.9
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.2
Strong Wind
3.5
Winter Weather
2.4
Cold Wave
2.0
Riverine Flooding
1.0

How it compares

Hurtsboro
5.6
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hurtsboro, Alabama

Hurtsboro is a small community of about 1,486 in Russell County, in the interior eastern United States. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hurtsboro.

FEMA rates Hurtsboro's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Residents should also account for hurricane and heat risk in their preparedness planning.

Hurtsboro's risk score, slightly below the 6.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Russell County, the highest-scoring are lightning, hurricane, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Hurtsboro's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that lightning exposure is adequately protected is a worthwhile step for property owners.

What this means for Hurtsboro: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Hurtsboro

These city-level factors differentiate Hurtsboro from other communities in Russell County and provide geographic context for its hazard exposure.

Population

1,486

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

32.2612Β° N, 85.4206Β° W

Russell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hurtsboro

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hurtsboro

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.