🌍 ClimateRiskCheck

Natural Disaster Risk in Huxford

Alabama

6.2out of 10
High Risk

Risk Summary for Huxford

Huxford scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Extreme Heat

All 18 Hazard Scores

Hurricane
9.8
Lightning
9.7
Extreme Heat
8.6
Tornado
8.5
Wildfire
7.7
Strong Wind
7.7
Drought
6.8
Earthquake
6.2
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Landslide
5.0
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.8
Hail
3.6
Ice Storm
2.3
Riverine Flooding
1.0

How it compares

Huxford
6.2
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Huxford, Alabama

Huxford is a small unincorporated community in Escambia County, in the Deep South. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Huxford.

According to FEMA's National Risk Index, Huxford carries an overall risk score of 6.2/10, placing it in the high category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to lightning and heat.

Huxford's risk score, near the 6.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Escambia County, the highest-scoring are hurricane, lightning, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Huxford residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Huxford: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Huxford

These city-level factors differentiate Huxford from other communities in Escambia County and provide geographic context for its hazard exposure.

Population

7

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

31.2213Β° N, 87.4659Β° W

Escambia County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Huxford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Huxford

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.