🌍 ClimateRiskCheck

Natural Disaster Risk in Jemison

Alabama

5.6out of 10
Moderate Risk

Risk Summary for Jemison

Jemison scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Landslide Extreme Heat

All 18 Hazard Scores

Tornado
8.8
Landslide
8.0
Hurricane
7.2
Extreme Heat
7.2
Earthquake
7.0
Lightning
6.9
Wildfire
6.8
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.7
Ice Storm
3.6
Hail
3.1
Winter Weather
2.0
Riverine Flooding
1.0

How it compares

Jemison
5.6
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jemison, Alabama

Jemison, in Chilton County, is a town of roughly 8,683 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Jemison residents and property owners must navigate.

Jemison's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. The area faces significant tornado risk, positioned where atmospheric conditions regularly generate severe rotating thunderstorms capable of producing violent tornadoes. Secondary hazards include landslide and heat.

Within Alabama, Jemison's risk is, slightly below the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Chilton County identifies tornado as the foremost hazard, followed by landslide and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Jemison residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Jemison: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Jemison

These city-level factors differentiate Jemison from other communities in Chilton County and provide geographic context for its hazard exposure.

Population

8,683

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

32.9798Β° N, 86.7358Β° W

Chilton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jemison

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jemison

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.