🌍 ClimateRiskCheck

Natural Disaster Risk in Knoxville

Alabama

4.9out of 10
Moderate Risk

Risk Summary for Knoxville

Knoxville scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Hurricane Lightning

All 18 Hazard Scores

Extreme Heat
8.8
Hurricane
7.5
Lightning
7.2
Earthquake
6.7
Tornado
5.9
Strong Wind
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Drought
3.5
Ice Storm
3.5
Hail
3.2
Cold Wave
2.9
Wildfire
2.5
Winter Weather
1.6
Riverine Flooding
1.0

How it compares

Knoxville
4.9
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Knoxville, Alabama

Knoxville, in Greene County, is a small unincorporated community situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Knoxville residents and property owners must navigate.

Knoxville's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include hurricane and lightning.

Within Alabama, Knoxville's risk is, slightly below the 6.0/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Greene County identifies heat as the foremost hazard, followed by hurricane and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Knoxville's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Knoxville: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Knoxville

These city-level factors differentiate Knoxville from other communities in Greene County and provide geographic context for its hazard exposure.

Population

474

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

33.0145Β° N, 87.8058Β° W

Greene County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Knoxville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Knoxville

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.