🌍 ClimateRiskCheck

Natural Disaster Risk in Letohatchee

Alabama

5.0out of 10
Moderate Risk

Risk Summary for Letohatchee

Letohatchee scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Extreme Heat Strong Wind

All 18 Hazard Scores

Hurricane
8.1
Extreme Heat
7.6
Tornado
7.1
Strong Wind
7.1
Drought
5.8
Earthquake
5.6
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Wildfire
4.0
Ice Storm
3.2
Hail
2.7
Cold Wave
2.5
Winter Weather
1.5
Riverine Flooding
1.0

How it compares

Letohatchee
5.0
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Letohatchee, Alabama

Located in the interior eastern United States in Lowndes County, Letohatchee is a small community of about 1,074. The humid subtropical climate that characterizes this part of Alabama β€” marked by hot, humid summers and mild winters typical of the Deep South β€” directly influences the types and severity of natural hazards present, making Letohatchee a community where hazard awareness has real practical value.

Letohatchee's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include heat and wind.

Relative to other U.S. communities, Letohatchee's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 6.0/10 state average. The hazard distribution here is led by hurricane and heat, as measured by FEMA across Lowndes County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Letohatchee's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Letohatchee: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Letohatchee

These city-level factors differentiate Letohatchee from other communities in Lowndes County and provide geographic context for its hazard exposure.

Population

1,074

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

32.0787Β° N, 86.5247Β° W

Lowndes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Letohatchee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Letohatchee

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.