🌍 ClimateRiskCheck

Natural Disaster Risk in Lexington

Alabama

6.6out of 10
High Risk

Risk Summary for Lexington

Lexington scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Cold Wave Earthquake

All 18 Hazard Scores

Strong Wind
9.5
Cold Wave
9.4
Earthquake
9.3
Tornado
9.3
Lightning
8.8
Extreme Heat
8.7
Hurricane
7.4
Ice Storm
7.0
Drought
5.9
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Landslide
4.8
Avalanche
4.5
Hail
3.9
Wildfire
3.3
Riverine Flooding
1.0

How it compares

Lexington
6.6
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lexington, Alabama

Lexington, in Lauderdale County, is a town of roughly 3,128 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Lexington residents and property owners must navigate.

According to FEMA's National Risk Index, Lexington carries an overall risk score of 6.6/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to cold wave and earthquake.

Within Alabama, Lexington's risk is, slightly above the 6.0/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Lauderdale County identifies wind as the foremost hazard, followed by cold wave and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Lexington residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lexington: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Lexington

These city-level factors differentiate Lexington from other communities in Lauderdale County and provide geographic context for its hazard exposure.

Population

3,128

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

34.9586Β° N, 87.3802Β° W

Lauderdale County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lexington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lexington

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.