🌍 ClimateRiskCheck

Natural Disaster Risk in Lillian

Alabama

7.7out of 10
High Risk

Risk Summary for Lillian

Lillian scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Coastal Flooding

All 18 Hazard Scores

Hurricane
9.9
Lightning
9.9
Coastal Flooding
9.8
Tornado
9.4
Extreme Heat
9.3
Wildfire
9.2
Strong Wind
8.7
Cold Wave
8.3
Drought
7.8
Earthquake
7.6
Landslide
6.9
Hail
6.8
Winter Weather
6.4
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Lillian
7.7
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lillian, Alabama

Lillian is a town of roughly 5,622 residents in Baldwin County, in the Deep South. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lillian.

FEMA rates Lillian's composite natural disaster risk at 7.7 out of 10 β€” high risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for lightning and coastal flood risk in their preparedness planning.

Lillian's risk score, considerably above the 6.0/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Baldwin County, the highest-scoring are hurricane, lightning, and coastal flood. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lillian's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Lillian: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Lillian

These city-level factors differentiate Lillian from other communities in Baldwin County and provide geographic context for its hazard exposure.

Population

5,622

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 30.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.2/10

Coordinates

30.4138Β° N, 87.4495Β° W

Baldwin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lillian

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lillian

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.