🌍 ClimateRiskCheck

Natural Disaster Risk in Lowndesboro

Alabama

5.0out of 10
Moderate Risk

Risk Summary for Lowndesboro

Lowndesboro scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Extreme Heat Strong Wind

All 18 Hazard Scores

Hurricane
8.1
Extreme Heat
7.6
Tornado
7.1
Strong Wind
7.1
Drought
5.8
Earthquake
5.6
Lightning
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Wildfire
4.0
Ice Storm
3.2
Hail
2.7
Cold Wave
2.5
Winter Weather
1.5
Riverine Flooding
1.0

How it compares

Lowndesboro
5.0
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lowndesboro, Alabama

Lowndesboro, in Lowndes County, is a small community of about 896 situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Lowndesboro residents and property owners must navigate.

According to FEMA's National Risk Index, Lowndesboro carries an overall risk score of 5.0/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to heat and wind.

Within Alabama, Lowndesboro's risk is, slightly below the 6.0/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Lowndes County identifies hurricane as the foremost hazard, followed by heat and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lowndesboro's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Lowndesboro: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Lowndesboro

These city-level factors differentiate Lowndesboro from other communities in Lowndes County and provide geographic context for its hazard exposure.

Population

896

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

32.3063Β° N, 86.6254Β° W

Lowndes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lowndesboro

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lowndesboro

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.