🌍 ClimateRiskCheck

Natural Disaster Risk in Midway

Alabama

5.6out of 10
Moderate Risk

Risk Summary for Midway

Midway scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Drought

All 18 Hazard Scores

Hurricane
8.7
Tornado
8.1
Drought
7.4
Extreme Heat
7.4
Lightning
7.2
Landslide
7.0
Earthquake
5.9
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.9
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.1
Strong Wind
3.9
Cold Wave
2.5
Winter Weather
2.3
Riverine Flooding
1.0

How it compares

Midway
5.6
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Midway, Alabama

Midway is a small community of about 2,403 in Barbour County, in the interior eastern United States. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Midway.

According to FEMA's National Risk Index, Midway carries an overall risk score of 5.6/10, placing it in the moderate category. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. The area also faces notable exposure to tornado and drought.

Midway's risk score, slightly below the 6.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Barbour County, the highest-scoring are hurricane, tornado, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Midway residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Midway: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Midway

These city-level factors differentiate Midway from other communities in Barbour County and provide geographic context for its hazard exposure.

Population

2,403

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

32.0351Β° N, 85.4394Β° W

Barbour County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Midway

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Midway

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.