🌍 ClimateRiskCheck

Natural Disaster Risk in Moundville

Alabama

5.4out of 10
Moderate Risk

Risk Summary for Moundville

Moundville scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Tornado

All 18 Hazard Scores

Lightning
9.5
Hurricane
7.9
Tornado
7.2
Earthquake
7.0
Extreme Heat
6.4
Strong Wind
5.8
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.6
Avalanche
4.5
Cold Wave
4.0
Ice Storm
4.0
Hail
3.9
Wildfire
3.5
Winter Weather
1.7
Riverine Flooding
1.0

How it compares

Moundville
5.4
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moundville, Alabama

Moundville is a town of roughly 9,654 residents in Hale County, in the interior eastern United States. The area experiences hot, humid summers and mild winters typical of the Deep South, with an active spring tornado season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Moundville.

According to FEMA's National Risk Index, Moundville carries an overall risk score of 5.4/10, placing it in the moderate category. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. The area also faces notable exposure to hurricane and tornado.

Moundville's risk score, slightly below the 6.0/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hale County, the highest-scoring are lightning, hurricane, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Moundville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Moundville: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Moundville

These city-level factors differentiate Moundville from other communities in Hale County and provide geographic context for its hazard exposure.

Population

9,654

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

32.9368Β° N, 87.5723Β° W

Hale County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moundville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moundville

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.