Natural Disaster Risk in Myrtlewood
Alabama
Risk Summary for Myrtlewood
Myrtlewood scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Myrtlewood, Alabama
Located in the interior eastern United States in Marengo County, Myrtlewood is a small unincorporated community. The humid subtropical climate that characterizes this part of Alabama β marked by hot, humid summers and mild winters typical of the Deep South β directly influences the types and severity of natural hazards present, making Myrtlewood a community where hazard awareness has real practical value.
FEMA rates Myrtlewood's composite natural disaster risk at 5.9 out of 10 β moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. Residents should also account for wind and tornado risk in their preparedness planning.
Relative to other U.S. communities, Myrtlewood's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.0/10 state average. The hazard distribution here is led by hurricane and wind, as measured by FEMA across Marengo County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Myrtlewood's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.
What this means for Myrtlewood: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Myrtlewood
These city-level factors differentiate Myrtlewood from other communities in Marengo County and provide geographic context for its hazard exposure.
Population
116
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 32.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.6/10
Coordinates
32.2618Β° N, 87.9651Β° W
Marengo County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Myrtlewood
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Myrtlewood
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.