🌍 ClimateRiskCheck

Natural Disaster Risk in Needham

Alabama

5.8out of 10
Moderate Risk

Risk Summary for Needham

Needham scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Tornado Landslide

All 18 Hazard Scores

Hurricane
9.3
Tornado
8.1
Landslide
7.7
Earthquake
7.5
Cold Wave
6.6
Lightning
6.0
Ice Storm
5.9
Wildfire
5.8
Tsunami
5.4
Hail
5.3
Extreme Heat
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.0
Strong Wind
3.9
Winter Weather
3.3
Riverine Flooding
1.0

How it compares

Needham
5.8
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Needham, Alabama

Needham, in Choctaw County, is a small community of about 779 situated in the Deep South. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Needham residents and property owners must navigate.

Needham's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include tornado and landslide.

Within Alabama, Needham's risk is, near the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Choctaw County identifies hurricane as the foremost hazard, followed by tornado and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Needham's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Needham: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Needham

These city-level factors differentiate Needham from other communities in Choctaw County and provide geographic context for its hazard exposure.

Population

779

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 32.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

31.9589Β° N, 88.3602Β° W

Choctaw County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Needham

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Needham

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.