Natural Disaster Risk in Paint Rock
Alabama
Risk Summary for Paint Rock
Paint Rock scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Paint Rock, Alabama
Located in the interior eastern United States in Jackson County, Paint Rock is a small community of about 575. The humid subtropical climate that characterizes this part of Alabama β marked by hot, humid summers and mild winters typical of the Deep South β directly influences the types and severity of natural hazards present, making Paint Rock a community where hazard awareness has real practical value.
FEMA rates Paint Rock's composite natural disaster risk at 7.1 out of 10 β high risk. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. Residents should also account for lightning and wind risk in their preparedness planning.
Relative to other U.S. communities, Paint Rock's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.0/10 state average. The hazard distribution here is led by tornado and lightning, as measured by FEMA across Jackson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a high natural disaster risk rating, Paint Rock residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Paint Rock: Tornado preparedness
- Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
- Review whether your insurance covers wind and debris damage, and document belongings in advance.
- Identify the safest interior room on the lowest floor β away from windows β as your shelter.
Local Factors for Paint Rock
These city-level factors differentiate Paint Rock from other communities in Jackson County and provide geographic context for its hazard exposure.
Population
575
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 34.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.6/10
Coordinates
34.7310Β° N, 86.3138Β° W
Jackson County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Paint Rock
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Paint Rock
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.