🌍 ClimateRiskCheck

Natural Disaster Risk in Pine Hill

Alabama

4.8out of 10
Moderate Risk

Risk Summary for Pine Hill

Pine Hill scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Landslide Tornado

All 18 Hazard Scores

Hurricane
8.4
Landslide
6.2
Tornado
6.0
Earthquake
5.7
Lightning
5.7
Tsunami
5.4
Wildfire
5.2
Extreme Heat
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.6
Avalanche
4.5
Drought
4.4
Strong Wind
3.4
Ice Storm
3.2
Hail
2.5
Winter Weather
1.6
Riverine Flooding
1.0

How it compares

Pine Hill
4.8
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pine Hill, Alabama

Located in the Deep South in Wilcox County, Pine Hill is a small community of about 2,071. The humid subtropical climate that characterizes this part of Alabama β€” marked by hot, humid summers and mild winters typical of the Deep South β€” directly influences the types and severity of natural hazards present, making Pine Hill a community where hazard awareness has real practical value.

Pine Hill's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include landslide and tornado.

Relative to other U.S. communities, Pine Hill's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 6.0/10 state average. The hazard distribution here is led by hurricane and landslide, as measured by FEMA across Wilcox County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Pine Hill's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Pine Hill: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Pine Hill

These city-level factors differentiate Pine Hill from other communities in Wilcox County and provide geographic context for its hazard exposure.

Population

2,071

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 32.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.2/10

Coordinates

31.9931Β° N, 87.5505Β° W

Wilcox County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pine Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pine Hill

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.