🌍 ClimateRiskCheck

Natural Disaster Risk in Red Level

Alabama

5.9out of 10
Moderate Risk

Risk Summary for Red Level

Red Level scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Lightning Tornado

All 18 Hazard Scores

Hurricane
9.7
Lightning
9.7
Tornado
8.6
Extreme Heat
7.4
Cold Wave
6.3
Drought
6.1
Earthquake
6.0
Landslide
5.7
Wildfire
5.6
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.4
Winter Weather
3.9
Hail
2.8
Riverine Flooding
1.0

How it compares

Red Level
5.9
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Red Level, Alabama

Red Level, in Covington County, is a town of roughly 2,713 residents situated in the Deep South. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Red Level residents and property owners must navigate.

According to FEMA's National Risk Index, Red Level carries an overall risk score of 5.9/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to lightning and tornado.

Within Alabama, Red Level's risk is, near the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Covington County identifies hurricane as the foremost hazard, followed by lightning and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Red Level's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Red Level: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Red Level

These city-level factors differentiate Red Level from other communities in Covington County and provide geographic context for its hazard exposure.

Population

2,713

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

31.4266Β° N, 86.6202Β° W

Covington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Red Level

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Red Level

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.