Natural Disaster Risk in Semmes
Alabama
Risk Summary for Semmes
Semmes scores 8.3/10 (Very High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
High-risk area β review your coverage carefully
Properties in very high-risk areas often require specialized coverage that standard homeowners policies do not include. Consider flood insurance through the NFIP, wildfire-specific endorsements, or earthquake riders depending on your top hazards. Premiums in these areas can be significantly higher than average.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Semmes, Alabama
Located in the Deep South in Mobile County, Semmes is a city of approximately 23,481 residents. The humid subtropical climate that characterizes this part of Alabama β marked by hot, humid summers and mild winters typical of the Deep South β directly influences the types and severity of natural hazards present, making Semmes a community where hazard awareness has real practical value.
FEMA rates Semmes's composite natural disaster risk at 8.3 out of 10 β very high risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the JuneβNovember season. Residents should also account for coastal flood and lightning risk in their preparedness planning.
Relative to other U.S. communities, Semmes's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 6.0/10 state average. The hazard distribution here is led by hurricane and coastal flood, as measured by FEMA across Mobile County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Given Semmes's very high risk classification, residents should treat disaster preparedness as a year-round priority. This means maintaining updated homeowners and flood insurance, building a 72-hour emergency kit, knowing the evacuation routes for the primary hazards, and signing up for local emergency alert systems.
What this means for Semmes: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Semmes
These city-level factors differentiate Semmes from other communities in Mobile County and provide geographic context for its hazard exposure.
Population
23,481
SuburbanGeographic Zone
Gulf Coast
Hurricane, surge & flood risk
Climate Band
Warm Subtropical
Latitude 30.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.4/10
Coordinates
30.7682Β° N, 88.2728Β° W
Mobile County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Semmes
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Semmes
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.