Natural Disaster Risk in Toxey
Alabama
Risk Summary for Toxey
Toxey scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Toxey, Alabama
Located in the Deep South in Choctaw County, Toxey is a small community of about 1,072. The humid subtropical climate that characterizes this part of Alabama β marked by hot, humid summers and mild winters typical of the Deep South β directly influences the types and severity of natural hazards present, making Toxey a community where hazard awareness has real practical value.
Toxey's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include tornado and landslide.
Relative to other U.S. communities, Toxey's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.0/10 state average. The hazard distribution here is led by hurricane and tornado, as measured by FEMA across Choctaw County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Toxey residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.
What this means for Toxey: Hurricane preparedness
- Know your evacuation zone and route before hurricane season begins each June.
- Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
- Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
Local Factors for Toxey
These city-level factors differentiate Toxey from other communities in Choctaw County and provide geographic context for its hazard exposure.
Population
1,072
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Warm Subtropical
Latitude 32.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.8/10
Coordinates
31.9696Β° N, 88.1911Β° W
Choctaw County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Toxey
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Toxey
Other cities in Alabama
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.