🌍 ClimateRiskCheck

Natural Disaster Risk in Verbena

Alabama

5.6out of 10
Moderate Risk

Risk Summary for Verbena

Verbena scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Landslide Extreme Heat

All 18 Hazard Scores

Tornado
8.8
Landslide
8.0
Hurricane
7.2
Extreme Heat
7.2
Earthquake
7.0
Lightning
6.9
Wildfire
6.8
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
3.7
Ice Storm
3.6
Hail
3.1
Winter Weather
2.0
Riverine Flooding
1.0

How it compares

Verbena
5.6
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Verbena, Alabama

Verbena, in Chilton County, is a town of roughly 3,290 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Verbena residents and property owners must navigate.

According to FEMA's National Risk Index, Verbena carries an overall risk score of 5.6/10, placing it in the moderate category. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. The area also faces notable exposure to landslide and heat.

Within Alabama, Verbena's risk is, slightly below the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Chilton County identifies tornado as the foremost hazard, followed by landslide and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Verbena residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Verbena: Tornado preparedness

  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.

Local Factors for Verbena

These city-level factors differentiate Verbena from other communities in Chilton County and provide geographic context for its hazard exposure.

Population

3,290

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

32.7488Β° N, 86.5202Β° W

Chilton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Verbena

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Verbena

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.