🌍 ClimateRiskCheck

Natural Disaster Risk in Wadley

Alabama

5.1out of 10
Moderate Risk

Risk Summary for Wadley

Wadley scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Landslide Wildfire

All 18 Hazard Scores

Hurricane
8.1
Landslide
6.9
Wildfire
6.8
Tornado
6.7
Tsunami
5.4
Earthquake
5.3
Extreme Heat
5.3
Volcanic Activity
5.1
Cold Wave
5.1
Drought
5.0
Coastal Flooding
4.9
Hail
4.8
Avalanche
4.5
Ice Storm
4.3
Lightning
3.8
Strong Wind
3.5
Winter Weather
1.9
Riverine Flooding
1.0

How it compares

Wadley
5.1
Alabama avg.
6.0
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wadley, Alabama

Wadley, in Randolph County, is a small community of about 2,407 situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and mild winters typical of the Deep South, and in particular an active spring tornado season. These conditions collectively define the natural hazard environment that Wadley residents and property owners must navigate.

Wadley's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include landslide and wildfire.

Within Alabama, Wadley's risk is, slightly below the 6.0/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Randolph County identifies hurricane as the foremost hazard, followed by landslide and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Wadley's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Wadley: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Wadley

These city-level factors differentiate Wadley from other communities in Randolph County and provide geographic context for its hazard exposure.

Population

2,407

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

33.1264Β° N, 85.5777Β° W

Randolph County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wadley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wadley

Other cities in Alabama

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.