🌍 ClimateRiskCheck

Natural Disaster Risk in Palmer

Alaska

5.8out of 10
Moderate Risk

Risk Summary for Palmer

Palmer scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Earthquake Tsunami

All 18 Hazard Scores

Avalanche
10.0
Earthquake
9.9
Tsunami
9.8
Volcanic Activity
9.8
Landslide
9.7
Wildfire
9.5
Winter Weather
9.4
Cold Wave
6.6
Lightning
6.0
Coastal Flooding
4.9
Ice Storm
3.1
Hurricane
2.4
Drought
1.7
Hail
1.5
Tornado
1.3
Strong Wind
1.2
Extreme Heat
1.2
Riverine Flooding
1.0

How it compares

Palmer
5.8
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Palmer, Alaska

Palmer is a city of approximately 32,103 residents in Matanuska-Susitna County, in Alaska, the northernmost U.S. state. The area experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Palmer.

According to FEMA's National Risk Index, Palmer carries an overall risk score of 5.8/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to earthquake and tsunami.

Palmer's risk score, slightly above the 4.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Matanuska-Susitna County, the highest-scoring are avalanche, earthquake, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Palmer residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Palmer: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Palmer

These city-level factors differentiate Palmer from other communities in Matanuska-Susitna County and provide geographic context for its hazard exposure.

Population

32,103

Suburban

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 61.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

61.6076Β° N, 148.9039Β° W

Matanuska-Susitna County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Palmer

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Palmer

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.