Natural Disaster Risk in Ash Fork
Arizona
Risk Summary for Ash Fork
Ash Fork scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Ash Fork, Arizona
Ash Fork, in Coconino County, is a small community of about 2,351 situated in the arid interior West. Its desert climate brings intense summer heat and very low annual precipitation, and in particular a summer monsoon season bringing flash flood risk. These conditions collectively define the natural hazard environment that Ash Fork residents and property owners must navigate.
Ash Fork's overall natural disaster risk is rated 7.0/10 (High) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include volcano and wildfire.
Within Arizona, Ash Fork's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Coconino County identifies lightning as the foremost hazard, followed by volcano and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a high natural disaster risk rating, Ash Fork residents benefit from taking preparedness seriously. Reviewing insurance coverage for lightning and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.
What this means for Ash Fork: Lightning preparedness
- Avoid plumbing and corded electronics during active thunderstorms.
- Install whole-home surge protection to shield electronics from strike-related power surges.
- Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
Local Factors for Ash Fork
These city-level factors differentiate Ash Fork from other communities in Coconino County and provide geographic context for its hazard exposure.
Population
2,351
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 35.4°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High — long dry fire season
Fire score: 9.9/10
Coordinates
35.3674° N, 112.6399° W
Coconino County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Ash Fork
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Ash Fork
Other cities in Arizona
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.