Natural Disaster Risk in Fountain Hills
Arizona
7.2out of 10
Risk Summary for Fountain Hills
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Hail Extreme Heat Wildfire
All 18 Hazard Scores
Wildfire 10.0
Hail 10.0
Extreme Heat 10.0
Strong Wind 9.9
Drought 9.8
Earthquake 9.7
Lightning 9.6
Avalanche 8.7
Tornado 8.6
Landslide 8.6
Tsunami 5.4
Hurricane 5.1
Volcanic Activity 5.1
Coastal Flooding 4.9
Winter Weather 4.6
Ice Storm 1.3
Cold Wave 1.2
Riverine Flooding 1.0
How it compares
Fountain Hills 7.2
Arizona avg. 6.1
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Fountain Hills
Other cities in Arizona
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.