Natural Disaster Risk in Jerome
Arizona
Risk Summary for Jerome
Jerome scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Jerome, Arizona
Jerome, in Yavapai County, is a small unincorporated community situated in the arid interior West. Its desert climate brings intense summer heat and very low annual precipitation, and in particular a summer monsoon season bringing flash flood risk. These conditions collectively define the natural hazard environment that Jerome residents and property owners must navigate.
According to FEMA's National Risk Index, Jerome carries an overall risk score of 6.5/10, placing it in the high category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to lightning and volcano.
Within Arizona, Jerome's risk is, slightly above the 6.1/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Yavapai County identifies wildfire as the foremost hazard, followed by lightning and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Jerome's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Jerome: Wildfire preparedness
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
Local Factors for Jerome
These city-level factors differentiate Jerome from other communities in Yavapai County and provide geographic context for its hazard exposure.
Population
231
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 34.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
High β long dry fire season
Fire score: 10.0/10
Coordinates
34.7601Β° N, 112.1170Β° W
Yavapai County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Jerome
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Jerome
Other cities in Arizona
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.