🌍 ClimateRiskCheck

Natural Disaster Risk in San Carlos

Arizona

6.0out of 10
High Risk

Risk Summary for San Carlos

San Carlos scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Lightning Avalanche

All 18 Hazard Scores

Wildfire
9.9
Lightning
9.5
Volcanic Activity
9.2
Avalanche
9.2
Extreme Heat
8.8
Winter Weather
8.8
Landslide
8.0
Earthquake
6.4
Tsunami
5.4
Strong Wind
4.9
Coastal Flooding
4.9
Hurricane
3.8
Hail
3.8
Drought
3.4
Tornado
2.4
Cold Wave
1.5
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

San Carlos
6.0
Arizona avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: San Carlos, Arizona

Located in the arid interior West in Gila County, San Carlos is a town of roughly 5,696 residents. The desert climate that characterizes this part of Arizona β€” marked by intense summer heat and very low annual precipitation β€” directly influences the types and severity of natural hazards present, making San Carlos a community where hazard awareness has real practical value.

FEMA rates San Carlos's composite natural disaster risk at 6.0 out of 10 β€” high risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for lightning and avalanche risk in their preparedness planning.

Relative to other U.S. communities, San Carlos's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.1/10 state average. The hazard distribution here is led by wildfire and lightning, as measured by FEMA across Gila County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, San Carlos residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for San Carlos: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for San Carlos

These city-level factors differentiate San Carlos from other communities in Gila County and provide geographic context for its hazard exposure.

Population

5,696

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

33.5483Β° N, 110.5124Β° W

Gila County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for San Carlos

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in San Carlos

Other cities in Arizona

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.