🌍 ClimateRiskCheck

Natural Disaster Risk in Tonalea

Arizona

7.0out of 10
High Risk

Risk Summary for Tonalea

Tonalea scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Volcanic Activity Wildfire

All 18 Hazard Scores

Lightning
10.0
Wildfire
9.9
Winter Weather
9.9
Volcanic Activity
9.9
Landslide
9.8
Avalanche
9.7
Earthquake
9.2
Cold Wave
8.3
Extreme Heat
6.9
Ice Storm
6.5
Hail
6.2
Tsunami
5.4
Coastal Flooding
4.9
Tornado
3.4
Drought
3.4
Strong Wind
2.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Tonalea
7.0
Arizona avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tonalea, Arizona

Tonalea is a town of roughly 2,921 residents in Coconino County, in the Great Plains. The area experiences intense summer heat and very low annual precipitation, with a summer monsoon season bringing flash flood risk shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Tonalea.

According to FEMA's National Risk Index, Tonalea carries an overall risk score of 7.0/10, placing it in the high category. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. The area also faces notable exposure to volcano and wildfire.

Tonalea's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Coconino County, the highest-scoring are lightning, volcano, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Tonalea's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Tonalea: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Tonalea

These city-level factors differentiate Tonalea from other communities in Coconino County and provide geographic context for its hazard exposure.

Population

2,921

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

36.7514Β° N, 110.8263Β° W

Coconino County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tonalea

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tonalea

Other cities in Arizona

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.