Natural Disaster Risk in Bay
Arkansas
Risk Summary for Bay
Bay scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Bay, Arkansas
Bay, in Craighead County, is a town of roughly 2,997 residents situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and frequent severe thunderstorm activity, and in particular a volatile spring storm season. These conditions collectively define the natural hazard environment that Bay residents and property owners must navigate.
Bay's overall natural disaster risk is rated 7.7/10 (High) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include earthquake and tornado.
Within Arkansas, Bay's risk is, slightly above the 6.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Craighead County identifies ice storm as the foremost hazard, followed by earthquake and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Bay's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Bay: Ice Storm preparedness
- Have a backup heat source and charged devices ready before winter storms arrive.
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
- Keep walkways treated and avoid travel during freezing-rain events.
Local Factors for Bay
These city-level factors differentiate Bay from other communities in Craighead County and provide geographic context for its hazard exposure.
Population
2,997
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 35.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.1/10
Coordinates
35.7416Β° N, 90.5802Β° W
Craighead County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Bay
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Bay
Other cities in Arkansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.