🌍 ClimateRiskCheck

Natural Disaster Risk in Garner

Arkansas

7.3out of 10
High Risk

Risk Summary for Garner

Garner scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Earthquake Tornado

All 18 Hazard Scores

Ice Storm
9.8
Earthquake
9.6
Tornado
9.3
Strong Wind
9.2
Extreme Heat
9.0
Winter Weather
8.3
Wildfire
8.2
Lightning
7.7
Hail
7.5
Drought
7.3
Hurricane
7.0
Landslide
5.6
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Garner
7.3
Arkansas avg.
6.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garner, Arkansas

Garner is a small unincorporated community in White County, in the interior eastern United States. The area experiences hot, humid summers and frequent severe thunderstorm activity, with a volatile spring storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Garner.

FEMA rates Garner's composite natural disaster risk at 7.3 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for earthquake and tornado risk in their preparedness planning.

Garner's risk score, slightly above the 6.2/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for White County, the highest-scoring are ice storm, earthquake, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Garner residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Garner: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Garner

These city-level factors differentiate Garner from other communities in White County and provide geographic context for its hazard exposure.

Population

119

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

35.1397Β° N, 91.7810Β° W

White County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Garner

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Garner

Other cities in Arkansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.