🌍 ClimateRiskCheck

Natural Disaster Risk in Harvey

Arkansas

4.9out of 10
Moderate Risk

Risk Summary for Harvey

Harvey scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Landslide

All 18 Hazard Scores

Ice Storm
8.8
Wildfire
7.1
Landslide
6.0
Hurricane
5.6
Extreme Heat
5.6
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Earthquake
4.8
Winter Weather
4.5
Avalanche
4.5
Strong Wind
4.0
Lightning
4.0
Hail
3.6
Cold Wave
3.6
Drought
1.7
Riverine Flooding
1.0

How it compares

Harvey
4.9
Arkansas avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harvey, Arkansas

Located in the interior eastern United States in Scott County, Harvey is a small unincorporated community. The humid subtropical climate that characterizes this part of Arkansas β€” marked by hot, humid summers and frequent severe thunderstorm activity β€” directly influences the types and severity of natural hazards present, making Harvey a community where hazard awareness has real practical value.

Harvey's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include wildfire and landslide.

Relative to other U.S. communities, Harvey's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by ice storm and wildfire, as measured by FEMA across Scott County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Harvey's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Harvey: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Harvey

These city-level factors differentiate Harvey from other communities in Scott County and provide geographic context for its hazard exposure.

Population

316

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

34.8674Β° N, 93.7852Β° W

Scott County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harvey

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Harvey

Other cities in Arkansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.