🌍 ClimateRiskCheck

Natural Disaster Risk in Horatio

Arkansas

6.3out of 10
High Risk

Risk Summary for Horatio

Horatio scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Lightning

All 18 Hazard Scores

Ice Storm
10.0
Hail
8.5
Lightning
7.3
Extreme Heat
7.1
Hurricane
6.9
Tornado
6.8
Earthquake
6.6
Landslide
6.6
Wildfire
6.3
Strong Wind
6.3
Winter Weather
5.8
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.0
Riverine Flooding
1.0

How it compares

Horatio
6.3
Arkansas avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Horatio, Arkansas

Horatio, in Sevier County, is a small community of about 1,955 situated in the interior eastern United States. Its humid subtropical climate brings hot, humid summers and frequent severe thunderstorm activity, and in particular a volatile spring storm season. These conditions collectively define the natural hazard environment that Horatio residents and property owners must navigate.

Horatio's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include hail and lightning.

Within Arkansas, Horatio's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Sevier County identifies ice storm as the foremost hazard, followed by hail and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Horatio's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Horatio: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Horatio

These city-level factors differentiate Horatio from other communities in Sevier County and provide geographic context for its hazard exposure.

Population

1,955

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.3/10

Coordinates

33.9005Β° N, 94.2930Β° W

Sevier County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Horatio

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Horatio

Other cities in Arkansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.