🌍 ClimateRiskCheck

Natural Disaster Risk in Norman

Arkansas

5.3out of 10
Moderate Risk

Risk Summary for Norman

Norman scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Landslide Wildfire

All 18 Hazard Scores

Ice Storm
8.6
Landslide
7.0
Wildfire
6.6
Hurricane
6.1
Extreme Heat
6.0
Tornado
5.6
Tsunami
5.4
Earthquake
5.3
Strong Wind
5.3
Lightning
5.2
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.4
Cold Wave
2.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Norman
5.3
Arkansas avg.
6.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Norman, Arkansas

Norman is a small community of about 1,144 in Montgomery County, in the interior eastern United States. The area experiences hot, humid summers and frequent severe thunderstorm activity, with a volatile spring storm season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Norman.

FEMA rates Norman's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for landslide and wildfire risk in their preparedness planning.

Norman's risk score, slightly below the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Montgomery County, the highest-scoring are ice storm, landslide, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Norman's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Norman: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Norman

These city-level factors differentiate Norman from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

1,144

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

34.4741Β° N, 93.6928Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Norman

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Norman

Other cities in Arkansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.