🌍 ClimateRiskCheck

Natural Disaster Risk in Saint Joe

Arkansas

5.2out of 10
Moderate Risk

Risk Summary for Saint Joe

Saint Joe scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Landslide Wildfire

All 18 Hazard Scores

Ice Storm
9.9
Landslide
8.0
Wildfire
7.2
Earthquake
6.2
Tornado
6.1
Tsunami
5.4
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Hurricane
4.5
Extreme Heat
4.5
Winter Weather
4.5
Avalanche
4.5
Cold Wave
4.4
Strong Wind
4.2
Hail
2.2
Drought
1.7
Riverine Flooding
1.0

How it compares

Saint Joe
5.2
Arkansas avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saint Joe, Arkansas

Located in the interior eastern United States in Searcy County, Saint Joe is a small community of about 1,047. The humid subtropical climate that characterizes this part of Arkansas β€” marked by hot, humid summers and frequent severe thunderstorm activity β€” directly influences the types and severity of natural hazards present, making Saint Joe a community where hazard awareness has real practical value.

FEMA rates Saint Joe's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for landslide and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Saint Joe's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by ice storm and landslide, as measured by FEMA across Searcy County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Saint Joe residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Saint Joe: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Saint Joe

These city-level factors differentiate Saint Joe from other communities in Searcy County and provide geographic context for its hazard exposure.

Population

1,047

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.2/10

Coordinates

36.0071Β° N, 92.7928Β° W

Searcy County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saint Joe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Saint Joe

Other cities in Arkansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.