Natural Disaster Risk in Sparkman
Arkansas
4.5out of 10
Risk Summary for Sparkman
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Ice Storm Earthquake Hurricane
All 18 Hazard Scores
Ice Storm 8.0
Earthquake 7.1
Hurricane 6.3
Extreme Heat 5.7
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Strong Wind 4.5
Avalanche 4.5
Lightning 4.3
Tornado 4.1
Hail 3.4
Drought 3.4
Winter Weather 2.8
Landslide 2.7
Wildfire 2.5
Cold Wave 1.7
Riverine Flooding 1.0
How it compares
Sparkman 4.5
Arkansas avg. 6.2
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Sparkman
Other cities in Arkansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.