Natural Disaster Risk in Stephens
Arkansas
Risk Summary for Stephens
Stephens scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Stephens, Arkansas
Located in the interior eastern United States in Ouachita County, Stephens is a small community of about 1,688. The humid subtropical climate that characterizes this part of Arkansas β marked by hot, humid summers and frequent severe thunderstorm activity β directly influences the types and severity of natural hazards present, making Stephens a community where hazard awareness has real practical value.
FEMA rates Stephens's composite natural disaster risk at 6.1 out of 10 β high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for wind and earthquake risk in their preparedness planning.
Relative to other U.S. communities, Stephens's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by ice storm and wind, as measured by FEMA across Ouachita County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Stephens's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Stephens: Ice Storm preparedness
- Keep walkways treated and avoid travel during freezing-rain events.
- Have a backup heat source and charged devices ready before winter storms arrive.
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
Local Factors for Stephens
These city-level factors differentiate Stephens from other communities in Ouachita County and provide geographic context for its hazard exposure.
Population
1,688
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 33.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.7/10
Coordinates
33.4304Β° N, 93.0447Β° W
Ouachita County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Stephens
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Stephens
Other cities in Arkansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.