🌍 ClimateRiskCheck

Natural Disaster Risk in Alturas

California

4.7out of 10
Moderate Risk

Risk Summary for Alturas

Alturas scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Drought Wildfire

All 18 Hazard Scores

Volcanic Activity
9.8
Drought
9.7
Wildfire
9.4
Avalanche
8.7
Earthquake
7.3
Tsunami
5.4
Coastal Flooding
4.9
Winter Weather
4.3
Landslide
4.2
Extreme Heat
3.9
Hurricane
2.4
Lightning
2.1
Cold Wave
2.1
Hail
1.6
Strong Wind
1.4
Tornado
1.3
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Alturas
4.7
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alturas, California

Alturas is a town of roughly 5,142 residents in Modoc County, in the western mountain region near the Pacific Coast. The area experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Alturas.

According to FEMA's National Risk Index, Alturas carries an overall risk score of 4.7/10, placing it in the moderate category. Volcanic hazard exposure defines the local risk environment, driven by proximity to one of the most active volcanic systems in the United States. The area also faces notable exposure to drought and wildfire.

Alturas's risk score, slightly below the 5.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Modoc County, the highest-scoring are volcano, drought, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Alturas residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for Alturas: Volcanic Activity preparedness

  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.

Local Factors for Alturas

These city-level factors differentiate Alturas from other communities in Modoc County and provide geographic context for its hazard exposure.

Population

5,142

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

41.4580Β° N, 120.5043Β° W

Modoc County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alturas

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alturas

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.