🌍 ClimateRiskCheck

Natural Disaster Risk in Applegate

California

6.1out of 10
High Risk

Risk Summary for Applegate

Applegate scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Volcanic Activity

All 18 Hazard Scores

Avalanche
10.0
Wildfire
9.9
Volcanic Activity
9.7
Earthquake
9.6
Drought
8.9
Landslide
8.7
Lightning
8.4
Extreme Heat
7.3
Winter Weather
5.4
Tsunami
5.4
Coastal Flooding
4.9
Hail
3.5
Tornado
3.3
Strong Wind
3.2
Hurricane
2.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Applegate
6.1
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Applegate, California

Applegate is a town of roughly 2,589 residents in Placer County, in the western mountain region near the Pacific Coast. The area experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Applegate.

FEMA rates Applegate's composite natural disaster risk at 6.1 out of 10 β€” high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for wildfire and volcano risk in their preparedness planning.

Applegate's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Placer County, the highest-scoring are avalanche, wildfire, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Applegate residents benefit from taking preparedness seriously. Reviewing insurance coverage for avalanche and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Applegate: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Applegate

These city-level factors differentiate Applegate from other communities in Placer County and provide geographic context for its hazard exposure.

Population

2,589

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

38.9916Β° N, 120.9864Β° W

Placer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Applegate

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Applegate

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.