🌍 ClimateRiskCheck

Natural Disaster Risk in Big Pine

California

5.2out of 10
Moderate Risk

Risk Summary for Big Pine

Big Pine scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Extreme Heat Volcanic Activity

All 18 Hazard Scores

Avalanche
9.9
Extreme Heat
9.8
Volcanic Activity
9.7
Earthquake
9.5
Wildfire
8.6
Landslide
8.5
Winter Weather
5.6
Tsunami
5.4
Coastal Flooding
4.9
Lightning
4.2
Drought
3.3
Hurricane
2.4
Tornado
1.5
Strong Wind
1.4
Hail
1.4
Cold Wave
1.4
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Big Pine
5.2
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Big Pine, California

Located in the western mountain region near the Pacific Coast in Inyo County, Big Pine is a small community of about 1,632. The Mediterranean climate that characterizes this part of California β€” marked by dry summers and mild, wet winters with pronounced drought cycles β€” directly influences the types and severity of natural hazards present, making Big Pine a community where hazard awareness has real practical value.

FEMA rates Big Pine's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for heat and volcano risk in their preparedness planning.

Relative to other U.S. communities, Big Pine's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by avalanche and heat, as measured by FEMA across Inyo County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Big Pine's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Big Pine: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Big Pine

These city-level factors differentiate Big Pine from other communities in Inyo County and provide geographic context for its hazard exposure.

Population

1,632

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 37.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.6/10

Coordinates

37.1840Β° N, 118.1713Β° W

Inyo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Big Pine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Big Pine

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.