🌍 ClimateRiskCheck

Natural Disaster Risk in Calpine

California

4.9out of 10
Moderate Risk

Risk Summary for Calpine

Calpine scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Landslide Volcanic Activity

All 18 Hazard Scores

Wildfire
9.6
Landslide
9.5
Volcanic Activity
9.5
Avalanche
9.0
Lightning
8.0
Earthquake
7.1
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.4
Winter Weather
4.2
Hurricane
2.4
Extreme Heat
2.0
Tornado
1.5
Strong Wind
1.5
Hail
1.5
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Calpine
4.9
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Calpine, California

Calpine, in Sierra County, is a small unincorporated community situated in the western mountain region near the Pacific Coast. Its Mediterranean climate brings dry summers and mild, wet winters with pronounced drought cycles, and in particular a critical fire season from late summer through fall. These conditions collectively define the natural hazard environment that Calpine residents and property owners must navigate.

Calpine's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include landslide and volcano.

Within California, Calpine's risk is, slightly below the 5.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Sierra County identifies wildfire as the foremost hazard, followed by landslide and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Calpine residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Calpine: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Calpine

These city-level factors differentiate Calpine from other communities in Sierra County and provide geographic context for its hazard exposure.

Population

387

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

39.6392Β° N, 120.4619Β° W

Sierra County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Calpine

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Calpine

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.