🌍 ClimateRiskCheck

Natural Disaster Risk in Campo Seco

California

6.0out of 10
High Risk

Risk Summary for Campo Seco

Campo Seco scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Landslide

All 18 Hazard Scores

Wildfire
10.0
Drought
9.8
Landslide
9.7
Volcanic Activity
9.7
Winter Weather
9.3
Avalanche
8.8
Extreme Heat
8.6
Earthquake
8.0
Lightning
6.2
Tsunami
5.4
Coastal Flooding
4.9
Hurricane
2.4
Strong Wind
2.1
Tornado
1.9
Hail
1.9
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Campo Seco
6.0
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Campo Seco, California

Located in the western mountain region near the Pacific Coast in Calaveras County, Campo Seco is a small unincorporated community. The Mediterranean climate that characterizes this part of California β€” marked by dry summers and mild, wet winters with pronounced drought cycles β€” directly influences the types and severity of natural hazards present, making Campo Seco a community where hazard awareness has real practical value.

FEMA rates Campo Seco's composite natural disaster risk at 6.0 out of 10 β€” high risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for drought and landslide risk in their preparedness planning.

Relative to other U.S. communities, Campo Seco's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Calaveras County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Campo Seco residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Campo Seco: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Campo Seco

These city-level factors differentiate Campo Seco from other communities in Calaveras County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 10.0/10

Coordinates

38.2338Β° N, 120.8623Β° W

Calaveras County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Campo Seco

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Campo Seco

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.