🌍 ClimateRiskCheck

Natural Disaster Risk in Canby

California

4.7out of 10
Moderate Risk

Risk Summary for Canby

Canby scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Drought Wildfire

All 18 Hazard Scores

Volcanic Activity
9.8
Drought
9.7
Wildfire
9.4
Avalanche
8.7
Earthquake
7.3
Tsunami
5.4
Coastal Flooding
4.9
Winter Weather
4.3
Landslide
4.2
Extreme Heat
3.9
Hurricane
2.4
Lightning
2.1
Cold Wave
2.1
Hail
1.6
Strong Wind
1.4
Tornado
1.3
Ice Storm
1.3
Riverine Flooding
1.0

How it compares

Canby
4.7
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Canby, California

Canby, in Modoc County, is a small unincorporated community situated in the western mountain region near the Pacific Coast. Its Mediterranean climate brings dry summers and mild, wet winters with pronounced drought cycles, and in particular a critical fire season from late summer through fall. These conditions collectively define the natural hazard environment that Canby residents and property owners must navigate.

According to FEMA's National Risk Index, Canby carries an overall risk score of 4.7/10, placing it in the moderate category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to drought and wildfire.

Within California, Canby's risk is, slightly below the 5.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Modoc County identifies volcano as the foremost hazard, followed by drought and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Canby's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.

What this means for Canby: Volcanic Activity preparedness

  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.
  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.

Local Factors for Canby

These city-level factors differentiate Canby from other communities in Modoc County and provide geographic context for its hazard exposure.

Population

437

Rural

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

41.4967Β° N, 120.8716Β° W

Modoc County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Canby

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Canby

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.