🌍 ClimateRiskCheck

Natural Disaster Risk in Cutler

California

6.6out of 10
High Risk

Risk Summary for Cutler

Cutler scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Avalanche Earthquake

All 18 Hazard Scores

Extreme Heat
9.9
Wildfire
9.8
Earthquake
9.8
Landslide
9.8
Volcanic Activity
9.8
Avalanche
9.8
Lightning
9.6
Hail
9.3
Drought
9.0
Tsunami
5.4
Coastal Flooding
4.9
Tornado
3.9
Strong Wind
3.6
Winter Weather
3.4
Hurricane
2.4
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Cutler
6.6
California avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cutler, California

Cutler is a town of roughly 5,764 residents in Tulare County, in the western mountain region near the Pacific Coast. The area experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Cutler.

FEMA rates Cutler's composite natural disaster risk at 6.6 out of 10 β€” high risk. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Residents should also account for avalanche and earthquake risk in their preparedness planning.

Cutler's risk score, slightly above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Tulare County, the highest-scoring are heat, avalanche, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Cutler residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Cutler: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Cutler

These city-level factors differentiate Cutler from other communities in Tulare County and provide geographic context for its hazard exposure.

Population

5,764

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

36.5037Β° N, 119.2839Β° W

Tulare County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cutler

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Cutler

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.