🌍 ClimateRiskCheck

Natural Disaster Risk in Hoopa

California

5.5out of 10
Moderate Risk

Risk Summary for Hoopa

Hoopa scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tsunami Earthquake

All 18 Hazard Scores

Landslide
10.0
Tsunami
10.0
Earthquake
9.9
Coastal Flooding
9.8
Wildfire
9.6
Avalanche
9.0
Drought
8.1
Extreme Heat
5.4
Volcanic Activity
5.1
Lightning
4.1
Hail
2.6
Hurricane
2.4
Winter Weather
2.2
Tornado
1.9
Strong Wind
1.6
Ice Storm
1.3
Cold Wave
1.2
Riverine Flooding
1.0

How it compares

Hoopa
5.5
California avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hoopa, California

Hoopa is a small community of about 2,397 in Humboldt County, in the western mountain region near the Pacific Coast. The area experiences dry summers and mild, wet winters with pronounced drought cycles, with a critical fire season from late summer through fall shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hoopa.

FEMA rates Hoopa's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for tsunami and earthquake risk in their preparedness planning.

Hoopa's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Humboldt County, the highest-scoring are landslide, tsunami, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Hoopa's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Hoopa: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Hoopa

These city-level factors differentiate Hoopa from other communities in Humboldt County and provide geographic context for its hazard exposure.

Population

2,397

Small Town

Geographic Zone

Pacific Coast

Tsunami, coastal flood & wildfire risk

Climate Band

Moderate Continental

Latitude 41.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

41.1878Β° N, 123.7454Β° W

Humboldt County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hoopa

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hoopa

Other cities in California

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.